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In This Issue:

• Front Matter
• Conference Elects New Governing Committee Members
• The Evolving Impacts of the Trump 2.0 CFPB Deregulatory Push on Fintech and Digital Technologies Platforms
  By Eamonn K. Moran & Ashley Feighery
• Payment Stablecoins Under the GENIUS Act: Rules, Risks, and Roadmap
  By Judy T. Chen
• Are “Excessive” Credit Card Late Fees Here To Stay?
  By Matthew A. Knox & Peyton K. Phillips
• The Evolving Fraud Landscape & Strategies to Protect Your HELOC Customers
  By Jack Harrington, Christian Hancock, & Megan McDowell
• Preservation of the Attorney-Client Privilege During Data Breach Response
  By Patrick Emerson McCormick
• The Personal Jurisdiction Landscape after Briskin v. Shopify, Inc.
  By Genevieve Walser-Jolly & Taylor Wedlock
• McLaughlin and The New Era of TCPA Statutory Interpretation
  By Zachary D. Miller & Joshua H. Threadcraft
• Buy Now/Pay Later: New York Moves Forward after CFPB Makes a U-Turn
  By Bob Jaworski, Leonard A. Bernstein, Paul Libretta, & Veronica M. Ruiz

*Notice to Readers: The Quarterly Report is a research tool designed to help readers find and understand applicable laws, cases, and regulations. It also provides a forum for advocates of change. While the content of the Quarterly Report is believed to be accurate, the Conference cannot be responsible for errors. Readers are cautioned to consult primary authority before formulating or relying on a legal position. The views expressed in the Quarterly Report are solely those of the authors and do not necessarily represent the views of the Editor, the Conference on Consumer Finance Law, or the members of the Governing Committee. Opposing views are welcome and will be considered for publication.