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In This Issue:

• The FTC Holder Rule—Redux in 2022
  By Scott J. Hyman
• Lako v. Portfolio Recovery Associates: A Refresher on Bank Preemption
  By Susan Manship Seaman
• Separation of Powers or Abdication of Power? How Transunion v. Ramirez Reshaped the Role of Federal Courts in Enforcing Federally-Created Private Rights
  By Landon G. Van Winkle
• Gross v. CitiMortgage: An Expansion of the Duty to Investigate Under the FCRA
  By David W. Thompson, Gregg Stevens, Joseph Apatov, & Sanford P. Shatz
• Transcript: The Impact of Stablecoins on Financial Regulation, Consumers, and Politics, April 27, 2022
  By Thomas P. Vartanian

*Notice to Readers: The Quarterly Report is a research tool designed to help readers find and understand applicable laws, cases, and regulations. It also provides a forum for advocates of change. While the content of the Quarterly Report is believed to be accurate, the Conference cannot be responsible for errors. Readers are cautioned to consult primary authority before formulating or relying on a legal position. The views expressed in the Quarterly Report are solely those of the authors and do not necessarily represent the views of the Editor, the Conference on Consumer Finance Law, or the members of the Governing Committee. Opposing views are welcome and will be considered for publication.