Only logged-in members can read or download articles. Please log in now.

In This Issue:

• Introduction and Welcome to The John Chiles Mortgage Symposium
  By Jim Milano & Scott Hyman
• Dedication to John Chiles
  By Jim Milano
• The Intersection of the First Amendment and Fair Lending: CFPB v. Townstone Financial—A Case of First Impression Meets a Case of Free Expression
  By David K. Stein & Rebecca A. Joseph
• Serving LEP Consumers: Challenges and Considerations
  By Rodrigo Alba & Kathleen Ryan
• An Overview of Developments Under California's Consumer Financial Protection Law and Debt Collection Licensing Act
  By Paul Soter, Scott J. Hyman, & Laszlo Ladi
• Tradelines of Mortgage Servicers' Past: Accurate Historical Snapshots or Misleading Under FCRA?
  By K. Issac deVyver, Benjamin J. Sitter, & Jared M. DeBona
• Back to the Fire: Lessons from the HAMP Era for CARES Act Compliance and Civil Litigation
  By Courtney Hayden, Keith Levenberg, & Matthew Riffee
• A Look at Federal, New York, and California COVID-19- Related Mortgage Forbearance, Foreclosure, and Eviction Moratoria: Can Expanded Protections Become Permanent?
  By Michael Flynn
• The Reshaping of Texas Home Equity Laws and Remedies
  By Paul Kellogg & Sabrina Neff
• Enforcement of Lost Notes by Assignee
  By Simon Fleischmann & Ryan A. Sawyer
• Amendments to the Federal Ability-to-Repay Rule
  By Matthew S. Yoon, John P. Holahan, & Joshua D. Jordon
• Interplay of the CARES Act's Forbearance Framework and Regulation X's Loss Mitigation Rules
  By Jonathan R. Kolodziej
• Key Mortgage Servicing Takeaways from Multistate Settlement
  By Nanci Weissgold, Anoush Garakani, & Josh Dhyani
• 2020 CFPB TRID Developments
  By Jed Mayk
• Problems and Solutions: Reviewing a Decade of Evolution in Mortgage Foreclosure Case Law in Florida
  By Nicholas S. Agnello
• Remote Online Notarization—The Nuts-and-Bolts and Current Status Update
  By Loren Coe
• RESPA 2021: Let's Make a Lawsuit!
  By Jessica Salisbury-Copper & Scott King
• RESPA Section 8: Anti-Kickback or Just Antiquated? What Should Be Done?
  By Ken Markison
• Money Laundering and Real Estate
  By Terence M. Grugan & Mary K. Treanor
• Fair Credit Reporting Act Litigation: Winning the Tug-of-War on Mortgage Servicers' Post-Bankruptcy Discharge Credit Pulls
  By Andrew K. Stutzman & Tara B. Dickerman
• Is It Time to Enhance Your Bankruptcy CMS?
  By Daniel J. Collins

*Notice to Readers: The Quarterly Report is a research tool designed to help readers find and understand applicable laws, cases, and regulations. It also provides a forum for advocates of change. While the content of the Quarterly Report is believed to be accurate, the Conference cannot be responsible for errors. Readers are cautioned to consult primary authority before formulating or relying on a legal position. The views expressed in the Quarterly Report are solely those of the authors and do not necessarily represent the views of the Editor, the Conference on Consumer Finance Law, or the members of the Governing Committee. Opposing views are welcome and will be considered for publication.