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In This Issue:

• Conference Elects New Governing Committee Members
  By John R. Chiles, Chairman
• Covid-19, Banks, and Fintechs
  By Julie Andersen Hill
• Differences Between the California Consumer Privacy Act and the California Privacy Rights Act
  By Sherry-Maria Safchuk and Garylene Javier
• Casenote: Facebook, Inc. v. Duguid, et al.—The Supreme Court Tackles the Definition of Automatic Telephone Dialing System
  By Zachary D. Miller
• “Student Loan Prisoners”: Reforming the Bankruptcy Code to Restore a Fresh Start
  By Robert J. Landry, III
• Conference on Consumer Finance Law 2021 Fisher Memorial Program: Developing Changes in Forgiveness of Student Loan Debt

*Notice to Readers: The Quarterly Report is a research tool designed to help readers find and understand applicable laws, cases, and regulations. It also provides a forum for advocates of change. While the content of the Quarterly Report is believed to be accurate, the Conference cannot be responsible for errors. Readers are cautioned to consult primary authority before formulating or relying on a legal position. The views expressed in the Quarterly Report are solely those of the authors and do not necessarily represent the views of the Editor, the Conference on Consumer Finance Law, or the members of the Governing Committee. Opposing views are welcome and will be considered for publication.