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In This Issue:

• Letter from the Chairman
• Letter from the Editors
• Conference Elects New Governing Committee Members
• A Sequel to Madden v. Midland Funding, and Further Thoughts
  By Fred H. Miller
• Lavallee's Impact on Written Electronic Communication
  By Susan Manship Seaman
• Current Trends in Credit-Related Lawsuits
  By John Ulzheimer
• What Is a “Reasonable Security Procedure and Practice” Under the California Consumer Privacy Act's Safe Harbor?
  By Scott J. Hyman, Genevieve R. Walser-Jolly, and Elizabeth Farrell
• Conference on Consumer Finance Law 2019 Frederick Fisher Memorial Program
• Senator William Proxmire Lifetime Achievement Award

*Notice to Readers: The Quarterly Report is a research tool designed to help readers find and understand applicable laws, cases, and regulations. It also provides a forum for advocates of change. While the content of the Quarterly Report is believed to be accurate, the Conference cannot be responsible for errors. Readers are cautioned to consult primary authority before formulating or relying on a legal position. The views expressed in the Quarterly Report are solely those of the authors and do not necessarily represent the views of the Editor, the Conference on Consumer Finance Law, or the members of the Governing Committee. Opposing views are welcome and will be considered for publication.