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In This Issue:

• Governing Committee Elections
• Federal and State Laws Impacting Lessors and Motor Vehicle Leases of Military Servicemembers
  By Elizabeth A. Huber and Thomas J. Buiteweg
• Another Federal Circuit Knocks Out Class Action Waiver Provisions in an Arbitration Agreement Based on Public Policy Under Federal Antitrust Laws
  By Laurence Z. Shiekman, Stephen S. Harvey and Angelo A. Stio, III
• The New World of Student Lending Laws
  By Maya P. Hill and Thomas A. Hill
• Will RESPA Litigation Under Section 8(b) Reach More Than Fee Splits?
  By John R. Chiles and Zachary D. Miller
• UDAP Crackdown - A Closer Look at the Federal UDAP Analysis Underlying the New Rules
  By V. Gerard Comizio, Chris Daniel, Lawrence D. Kaplan, Kevin L. Petrasic, Azba Habib, and Helen Y. Lee
• UCC Article 9 Joint Review Committee: Issues in Motor Vehicle Finance
  By Thomas J. Buiteweg
• Overview of the Fair Debt Collection Practices Act and Other Collection Issues
  By Mike Voorhees and Sharon Voorhees
• Consumer Standards Under the Fair Debt Collection Practices Act: A Case for Regulatory Expansion
  By Laurie A. Lucas and Alvin C. Harrell
• Recent FDCPA Decisions Impose New Requirements on State Court Collection Litigation
  By Bruce N. Menkes
• Same Song, Different Year - Attorneys' Fees Still a Driving Force Behind Consumer Finance Litigation
  By John R Chiles, Alan D. Leeth, R. Frank Springfield, and Zachary D. Miller
• Emerging Issues in Debt Collection Law
  By John P. Holahan
• FDCPA Update on the TCPA, Time-Barred Debts, and Voice Mail Messages
  By Manual H. Newburger
• Clark Contracting Services, Inc. v. Wells Fargo - Does an Assignee of a CT Lien Entry Become Unperfected?
  By Alvin C. Harrell

*Notice to Readers: The Quarterly Report is a research tool designed to help readers find and understand applicable laws, cases, and regulations. It also provides a forum for advocates of change. While the content of the Quarterly Report is believed to be accurate, the Conference cannot be responsible for errors. Readers are cautioned to consult primary authority before formulating or relying on a legal position. The views expressed in the Quarterly Report are solely those of the authors and do not necessarily represent the views of the Editor, the Conference on Consumer Finance Law, or the members of the Governing Committee. Opposing views are welcome and will be considered for publication.